Tapcheck
Tapcheck is an earned wage access platform that lets employees access up to 70% of their earned wages immediately after shifts instead of waiting for payday. The mobile app enables instant transfers 24/7, financial wellness education, and includes a free Mastercard for early paycheck deposits. Employers get a comprehensive dashboard for payroll integration and workforce analytics.
Tapcheck is an earned wage access fintech company founded by husband-wife duo Ron and Kayling Gaver. The platform enables employees to access up to 70% of their earned wages immediately after shifts, rather than waiting for traditional biweekly paychecks. Serving 12,000+ employer locations and processing over $1B in early wage funding, Tapcheck integrates with 300+ payroll and timekeeping systems including ADP, Paychex, Workday, and UKG. Notable clients include McDonald's (112,000+ employees served), Hilton, Planet Fitness, Taco Bell, and Burger King. Recognized as CB Insights Fintech 100 (2023), LinkedIn Top 50 Startups (2023), and raised $290M+ in funding.
Client
Tapcheck
Fintech, HR Tech, Mobile App Development
Plano, Texas
Founded 2019
Industry
Fintech · HR Tech · Mobile App Development
Technology
Features
- Access up to 70% of net earned wages before payday
- Instant wage transfers available 24/7
- Free Tapcheck Mastercard with early paycheck deposits
- No credit checks required
- Free financial education courses and resources
- 100% free for employers - no cost to implement
- No-code integration with 100+ payroll platforms
- Works with ADP, Paychex, Workday, UKG
- Off-cycle disbursements for bonuses and tips
- Comprehensive employer dashboard
- 20-40% reduction in employee turnover











